b'Your entire dollar goes where YOU want it to go, expanding the projects YOU choose or, if YOU prefer, the geographic region or specific category you choose.Simply put, (i) HOT is efficient, (ii) its due diligence is comprehensive, and (iii) it funds critical projects that in many cases have been overlooked by more traditional charities and where, but for HOTs grant, people with desperate needs would not be helped.Please read through the Table of Contents and pick the area or areas most meaningful to you. But since many of our projects could have been just as easily put in another section (Does feeding a poor senior belong in The Elderly? The Poor and the Hungry? Does feeding a child belong in Youth at Risk? The Poor and the Hungry?) you may need to read the entire HOT News to find YOUR project. Pages 3 to 6 contain a summary of our various activities that you may want to read before reading the in-depth description of all 47 of our projects. Starting on page 7, you willreadaboutourpartnersandtheirwishlistsofcriticalneedsthatYOUcan DESIGNATE to helpletting YOU pick who YOU help and how YOU help them.Very truly yours,Ronald L. Gallatin Chairman and CEOTable of Contents(Number of Projects)PagesPages 12Letter2333 Youth at Risk (9) 36Summary of HOTs Programs3442The Elderly (8) 719The Poor and The Hungry (13)4348 Special Needs and Compassionate Care (5) 2022Community Service (3)4958The Many Victims of War, Terror and Natural Disasters (9) 2'